Disclaimer:

The issuance of a life insurance policy or annuity is subject to the sole discretion of the individual insurer.

Rene Farias Agency (RFA) maintains a fiduciary duty to both the client (proposed insured) and the insurer. In fulfilling this duty, RFA will evaluate and recommend the most suitable insurer and premium based on the client's unique circumstances, including age and health conditions. Recommendations are made with the client’s best interest in mind.

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Please note that applying does not guarantee policy approval, nor does it constitute a binding insurance policy.

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Although we assist with filing claims by obtaining the correct forms, the claimant must complete and submit the forms to the insurer(s). All claims are processed, approved, denied, and paid out by the insurer, not RFA. 

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For personalized assistance or questions specific to your situation, don't hesitate to get in touch with us via phone or email.

Our contact information is provided below.

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Best regards,
Rene Farias Agency